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Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.


Polly was extremely knowledgeable and helpful throughout our entire home loan process. She was always available to answer our questions and kept us updated on the progress of our loan, and even met us at our final signing at the title company. We would highly recommend her and the ... READ MORE Julie Shipman Proud new homeowners
Polly was so great! I can't even thank her enough for her patience and how she explained everything to me in a way I could understand it. Always checking up on me threw the whole home buying prosses and after. Thank you so much polly ! April Adair
Polly was so great! I can't even thank her enough for her patience and how she explained everything to me in a way I could understand it. Always checking up on me threw the whole home buying prosses and after. Thank you so much polly ! April alAdair
Hi. I’m Luis Villalobos Just bough my first home. well what can I said about Pollyanna Wedra Lots GOOD things to say about her she did an AWESOME AMAZING job from the beginning to end I’m positive if it wasn’t for her it wouldn’t happen for me . For ... READ MORE Luis Villalobos Luis Villalobos Construcción
Pollyanna was so "on it" from the start. She made sure everything went fast and smooth. I have owned several homes over the years and never knew a home purchase could actually go so smooth. We will definitely be using her again. Michael Ashbridge Logistician
Pollyanna is as good as you'll find. She gets the job done while making it look easy. You really can't go wrong. Vince Beck Mortgage applicant
Pollyanna was awesome. Having only recently moved to AZ, and being self employed to boot, Polly was able to get our loan processed with hardly any headache what so ever. If the need arises, we'll certainly use her without question, and I highly recommend her for your home financing needs. Paul B. Kohler Paul B. Kohler Science Fiction novelist
Pollyanna did a wonderful job and was on top of all the details.. Will use her again and recommend her and Amerifirst to other friends..Thanks again for a wonderful process of buying our dream home.. Larry Willis
We refinanced our home with Polly and would strongly recommend her. We've financed a home two times previously with different mortgage officers and Polly was the best because of her professionalism, communication, and execution. We were upfront about evaluating multiple loan ... READ MORE Wayne C. Financial Advisor
Pollyanna is truly lovely to work with. Patient, kind, and very knowledgeable in her field. She was able to get me closed on my condo within the space of a month and was able to perform amicably in light of Citi Bank not being able to get me closed on the condo. You'll be blessed ... READ MORE Dwayne Taylor
We are first time home owners and Polly was our loan officer. It was a great pleasure working with Polly. She was very professional through the entire process. She explained all the steps in great detail, and answered our questions to satisfaction. She was very responsive and was ... READ MORE Doris Menekeng Home owner
Pollyanna is very professional, she does not rush you to make a decision on what it is you want. She will make sure to look into what YOU want and what is best for you. She will run a few options and allow you to make a decision. She is never pushy and is always respectful, ... READ MORE Stella
I’m family has worked with Polly a few times. Each time she proved excellent customer service by going beyond to make sure we had the best information, rates, and numbers to make intelligent decisions. I would recommend her to anyone needed financial services! Donna Throckmorton
Pollyanna was with us every step of the way with clear and open communication; THE key to any mortgage transaction. Knowing she had many other clients, she was still available to answer all of our questions quickly giving us confidence that our "file" was at the top of her ... READ MORE Laurie Cato
A super professional person. My wife and I we are grateful for all attentions that she had before, during and after all process of are purchas. She is simply the best. Jorge Barud Jorge Barud
Polly and her team did a great job. Communicated the whole way through the process and I would highly recommend her and Amerifirst. Gabe Gullia
My husband and I are incredibly grateful we were referred to Pollyanna. Pollyanna took excellent care of us and our needs. She was thorough and efficient, providing us regular updates during the process. She was extremely transparent and secured the best loan and best rate for us. On ... READ MORE Candice  Carey Candice Carey National Account Manager
Simply said.. “Polly Wedra is the Best!!! “ My wife and and have had not one but two outstanding transactions with Polly. She delivers what other promise. She makes it simple, straight forward, honest and upfront answers. Her follow through is second to none. Thank you ... READ MORE Brad Fevold Sales Specialist of Major Appliances
Polly Wendra is reliable, knowledgeable, listens and connects. Polly has worked with us through two major moves; one relating to a job transfer, the other into retirement. Here's what we found. We appreciated that Polly listened to our circumstance(s), answered our questions ... READ MORE Jack and Susan Moberg Retired
Pollyanna helped us through is process with little to no issue and made it really an enjoyable process as we didn't live in AZ She was extremely helpful with other little things about the community that we were purchasing the home in. Tim Dofflow Home Buyer/Client
A family member recommended I get my house mortgage through Polly. She is awesome. She got the best rate possible on my home and continues to contact me regarding refinancing options. Polly never stops working for you. If you want the best select Polly. Shane Brady Cartographer, Retired
Pollyanna is a very educated and experienced home loan officer. I have worked with her on 2 separate occasions for a home refinance and a purchase of a new home and on both accounts she made the process same seamless. Thanks Polly!! marty bobo Government contractor
Polly was excellent to work with! She was always available to answer any questions I had in regards to the purchase of my new home. Her expertise and knowledge made the home buying process easy to understand. Polly will work hard to make things simple and achievable! Nichole Nordling Business Risk Analyst
I was connected with Polly through my real estate agent, and from day one, I was beyond impressed with the level of responsiveness and overall customer service. As we were moving across the country and doing much of the work remotely, she made it so simplistic. Even when we ran ... READ MORE Mike Schraml District Sales Manager

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